Shopping with iRefer123

Shopping with our CashBack partners means you can earn Cash Rewards and Global Points every time you spend with a participating CashBack business.

iRefer123 members and customers can shop at:

• Online Cash Back Partners. These are businesses that have a retail store on the internet and will pay you to shop with them from all over the world. These partners are listed in our Cash Back City Mall.
• Our own online Cash Back City Max Rewards Shops. These shops are operated by iRefer123 and carry a diverse range of everyday goods. We deal direct with the manufacturers, wholesalers and importers to allow us to pass onto you our members and customers the best possible cash back.
• CashBack City Services. Earn cash back on all of your utilities and services when you spend with an iRefer123 CashBack partner from insurance and wealth management to utilities, telecoms, internet providers, real-estate and everyday expenses
• In-Store local CashBack partners. You will earn global points and rewards everytime you spend with an iRefer123 CashBack partner. The Cash Back City business directory is growing daily, so you can be assured that all your needs will be covered from household products to professional services and every time you spend you will earn cash rewards back!

When you join iRefer123 as a customer and/or a member, we give you a personalised iRefer123 online account. Your iRefer123 account is just like an online bank account where you can purchase products or transfer the balance to your bank account or payment card. Your account is equipped to allow you to:

• Shop online 24/7 (at our CashBackCity Online shops)
• Transfer money globally (iTransfer)
• Enquire about referred professional services (iServices)
• Subscribe to the training programs (Leadership11)
• Transfer funds from your account to your iRefer 123 Shopping Card or any nominated bank account or card
• Receive Cash Rewards (CashBackCity) and Bonus Payments (iRefer123)

And of course you will earn Cash Rewards and Global Points every time you spend.

You will earn CASH REWARDS every time you spend through CashBackCity.net!

That’s right, you will receive between 3-30% as a CashBack reward whenever you spend with a CashBack City registered local or online business or in the exclusive iRefer123 max reward Mall.

To register simply have an iRefer123 member sponsor your registration and once registered you will start earning rewards instantly whenever you spend at an iRefer123 registered business.

Once you have joined you will receive an iRefer123 shopping card which can be used at any participating in-store local business. When you shop online you can use any payment method at the CashBack City registered online stores and at the exclusive iRefer123 max reward Mall.

Other advantages include:

• Register and start earning instantly.
• Receive an exclusive iRefer123 Shopping Card to use in-store.
• Regularly receive exclusive CashBack City member offers from our CashBack business partners
• Rewards are earned every time you shop with a registered business.
• Login at any time to your online account to view your cash rewards history, balances and to update your profile
• Direct access to an extensive directory of products and services
• Continue to receive the benefits of any bank or other loyalty programs in which you are already enrolled, as well as your cash rewards! That’s double the rewards!

Turn your everyday spending into cash rewards and watch your wallet grow!

As a customer you will earn CASH REWARDS every time you spend through CashBackCity.net

That’s right, you will receive between 3-30% as a CashBack reward whenever you spend with a CashBack City registered local or online business or in the exclusive iRefer123 max reward Mall.

To register simply have an iRefer123 member sponsor your registration and once registered you will start earning rewards instantly whenever you spend at an iRefer123 registered business.

Once you have joined you will receive an iRefer123 shopping card which can be used at any participating in-store local business. When you shop online you can use any payment method at the CashBack City registered online stores and at the exclusive iRefer123 max reward Mall.

Other advantages include:

• Register and start earning instantly.
• Receive an exclusive iRefer123 Shopping Card to use in-store.
• Regularly receive exclusive CashBackCity member offers from our cash back business partners
• Rewards are earned every time you shop with a registered business.
• Login at any time to your online account to view your cash rewards history, balances and to update your profile
• Direct access to an extensive directory of products and services through CashBackCity.
• Continue to receive the benefits of any bank or other loyalty programs in which you are enrolled, as well as your cash rewards! That’s double the rewards!

Turn your everyday spending into cash rewards and watch your wallet grow!

• Register with an iRefer123 sponsor and obtain your shopping link for online purchases.
• Search the CashBackCity directory to find out where you can spend and earn rewards.
• Use any payment method allowed by the online retailer to earn rewards instantly.
• All Cash Rewards for in-store local shops are posted and credited to your cash back account each day and available for payment every 7 days. (except credit card purchases)
• All Cash Rewards from online retailers are calculated and recorded daily and then then available to be credited to your cash account at the end of each month after the month the transaction is processed by the retailer.

• Register with a sponsor and obtain your shopping link for CashBackCity.net.
• Receive your iRefer123 Shopping Card and load the card from your VBO (virtual back office).
• Search the CashBackCity directory to find out where you can spend and earn rewards at a local store. Our mobile directory will be available from 1st July 2012.
• Use SAV (savings) button on point of sale terminal at any participating business (in-store) to earn.
• All Cash Rewards are automatically calculated and recorded daily and available for payment within 7 days of the end of each week.